We are Mortgage Broker, an independent agent for both the mortgage loan applicant and the lender. We stand as facilitate between you and the lending institution. We can look at your financial situation to determine which lender is the right fit for your loan needs.
In other words we help you shopping by comparing different rates from lenders. We will work with the lender of choice until the loan closes. We do not charge anything for our services from clients and get paid directly by the lenders.
Pre-qualifications / Pre-approvals
Purchase / Refinance
Conventional Fixed 30 Yrs / 15 Yrs and all other terms
FHA / VA / USDA
ARM - 5/1, 7/1, 10/1 and all other ARMs
Non Qualified Mortgages
Jumbo / Hard money Bridge / Long term
Low closing cost
Lot of loan programs
Good client reviews
Shopping made easy Multiple lenders competing
Well defined process
Attention to details
Closing on time
Mortgage Broker NMLS# 1390459
(972) 693 6968
Kumar Home Mortgage NMLS 1721029
LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW WE ARE SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT SHOULD COMPLETE, SIGN, AND SEND A COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT http://www.sml.state.tx.us OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY EMAIL AT SMLINFO@SML.STATE.TX.US.
THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMNT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.